Find a Broker

At Sovereign, we believe our ability to deliver excellent customer experience is built on positive, engaging relationships. And that all starts with your relationship with your broker. Brokers are valued partners that work in your best interest to help you navigate the insurance space – from quote to claim.


Brokers are valuable insurance partners

What does a broker do?

What does a broker do?

Brokers act as an independent intermediary between you and your insurer. They’re licensed insurance experts that work in your best interest to guide you through the insurance purchasing process – from assessing your insurance needs, to finding the right risk protection solutions for your business, to helping you make a claim if you experience a loss. Just as you’d hire a real-estate agent or financial advisor for their expertise and guidance, brokers act as your insurance advisor to help you navigate the business insurance space.

They can help you:

  • Assess your business risks by performing a valuation or setting up an on-site risk assessment.
  • Help educate you on your risk exposures and insurance needs and answer any questions you may have.
  • Obtain quotes and help you compare the coverages from different insurers.
  • Package all available coverages in the most direct and cost-effective manner so you can get the best protection, at a great rate.
  • Work with your insurer to ensure your business is fully protected and there are no gaps in coverage.
  • Explain coverages, terms and conditions and the fine print in your policy.
  • Help you review your policy when it’s time to renew and determine if any changes to your coverage are needed.
  • Take care of all the administration and paperwork related to your policy.
  • Act as your point person whenever you have a claim, helping you submit your claim and ensure it’s settled promptly and fairly.

What are the benefits of working with a broker?

What are the benefits of working with a broker?

Brokers add a lot of value to your business throughout the insurance process. Here are just a few of the benefits of working with a broker.

Expert advice

Brokers are insurance experts. They have a wealth of knowledge and expertise on risk exposures, risk mitigation and risk solutions. They know what to look for, what questions to ask, and how to guide you through every step of the process – from assessing your business risks, to selecting the right protection, to making a claim.


Getting insurance can be a daunting task for any business. Identifying all the risks to your business, choosing the best carrier and finding the right protection at a competitive price can be overwhelming. Through their expert advice and guidance, and knowledge of processes and procedures, brokers can help alleviate any stress, confusion or worry that comes along with this important decision.

Trusted advocate

Brokers are licensed insurance professionals working in your best interest. They serve as your personal advocate and provide impartial advice and unbiased recommendations focused on your needs. They advocate on your behalf with your insurer, which can be especially valuable if you ever need to make a claim.

Greater selection

Many insurers don’t sell direct to clients. Brokers connect you with insurance carriers, giving you access to a greater selection of products and services. Not only do brokers provide you with more choices, but they can also help you evaluate the different coverage options.

How do I connect with the right broker?

How do I connect with the right broker?

Your relationship with your broker requires trust, open communication and collaboration. So deciding which broker to work with is an important decision; it’s as much about expertise as it is about fit. You want to build a long-term relationship with a broker that you trust and who’ll always work with your best interest in mind.

We can help connect you with experienced, knowledgeable and trusted brokers who share our values of integrity, openness and collaboration. Our network of preferred Canadian brokers helps you find insurance solutions that fit your business.

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