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A better experience for everyone.

At Sovereign Insurance, we believe your experience matters.

It matters because meeting your needs is at the heart of our ability to provide comprehensive protection for Canadian businesses, which means better protection of the lives, families and communities that together, we impact.

Our risk solutions, services, and expertise help protect companies if they’ve experienced a setback, and more importantly, help companies avoid a setback in the first place. We take a comprehensive view to help ensure that Canadian businesses are well equipped to mitigate risk, leaving them confident to not only navigate through new and emerging risk exposures, but also to thrive in a constantly evolving environment. This long-term thinking allows us to build strong products and services that will be valuable to our clients today and in the future. Our risk solutions and insurance products are competitive, but there’s so much more that sets us apart.

What we do

We empower Canadian businesses to succeed by developing and distributing risk solutions they trust and value.

Why we do it

We’re passionate about protecting Canadian businesses and the communities they serve.

How we do it

We offer Canadian businesses more opportunities to protect themselves through Sovereign solutions.

Financial Strength

As a wholly owned subsidiary of Co-operators General Insurance Company, our clients get the best of both worlds: all the benefits of working with a boutique sized, agile company and the financial strength of one of Canada’s largest P&C insurers.

As of 2021, Co-operators General Insurance Company has:

  • $9 billion in assets
  • $4.1 billion in total GWP
  • Net income of $512.4 million
  • 5.1% Revenue (GWP) growth

 Sovereign is proud to carry an AM Best A (Excellent) rating.


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