You're secure with Sovereign
  • AM Best A (Excellent) rating
  • Wholly owned subsidiary of the Co‑operators General Insurance Company
  • 70 years of protecting Canadian businesses

Sovereign is not just a commercial insurer - we partner with you. We advise, educate, and offer comprehensive risk solutions to help build resilient Canadian businesses and strengthen the communities they serve. We have expert knowledge, built over 70 years, in particular industries, categories, and sectors, so we’re skilled at helping our partners navigate through changing risk environments across the country, and through continuous economic, social, and political change. We work dynamically with your broker to deliver a customized solution to meet the unique, new, and emerging risks to your business. From the minute you put your coverage in place, to the day you may have to make a claim, you’ll experience the difference of partnering with Sovereign.

New! Sovereign Secure product suites

Sovereign Secure

Project Construction & Contractors

Sovereign Secure


Sovereign Secure

Wholesale, Warehousing & Transportation

Comprehensive, flexible coverages designed for the unique, new, and emerging risks to Canadian businesses.

Sovereign’s product offerings include:

  • Comprehensive base wordings with a wide breadth of coverage
  • Competitive, industry-oriented, precise language wordings 
  • Simplified, flexible, and scalable products that are easily customizable
  • Digital, interactive modern policies that are organized, clear, and easy to navigate 

Advice and Tools


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Diversity and Inclusion

Join our diversity and inclusion journey

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Careers at Sovereign

Build a career and make your mark

Your experience at Sovereign

Shape your experience at Sovereign

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