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Your partner in resilience.

Protecting Canadian businesses through tailored risk solutions and exceptional service.

You're secure with Sovereign

AM Best A (Excellent) rating

Wholly owned subsidiary of the Co‑operators General Insurance Company

70 years of protecting Canadian businesses

Sovereign is not just a commercial insurer - we partner with you. We advise, educate, and offer comprehensive risk solutions to help build resilient Canadian businesses and strengthen the communities they serve. We have expert knowledge, built over 70 years, in particular industries, categories, and sectors, so we’re skilled at helping our partners navigate through changing risk environments across the country, and through continuous economic, social, and political change. We work dynamically with your broker to deliver a customized solution to meet the unique, new, and emerging risks to your business. From the minute you put your coverage in place, to the day you may have to make a claim, you’ll experience the difference of partnering with Sovereign.

New! Sovereign Secure product suites

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Sovereign Secure

Project Construction & Contractors

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Sovereign Secure


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Sovereign Secure

Wholesale, Warehousing & Transportation

Comprehensive, flexible coverages designed for the unique, new, and emerging risks to Canadian businesses.

Sovereign’s product offerings include:

  • Comprehensive base wordings with a wide breadth of coverage
  • Competitive, industry-oriented, precise language wordings 
  • Simplified, flexible, and scalable products that are easily customizable
  • Digital, interactive modern policies that are organized, clear, and easy to navigate 

Advice and Tools

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Brokers help guide you through the process.

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