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The Sovereign advantage

To keep your operations running like a well-oiled machine, you need to invest in the protection of your equipment. Sovereign’s Equipment Breakdown risk solutions protect against mechanical, electrical and pressure vessel breakdown. This isn’t niche or specialized insurance; Equipment Breakdown is an important coverage for almost every business. But that doesn’t mean your protection should be generic. Our dedicated in-house team of experienced Equipment Breakdown Underwriters work with you and your broker to provide coverages designed to meet the unique needs of business operations like yours.


A better experience

We don’t believe in hoops and hierarchy when it comes to supporting our brokers and clients. Our underwriters have local authority, so you’re always talking to the decision maker.

No gaps in protection

Losses to your equipment aren’t always covered under your Property policy and there are exclusions that Equipment Breakdown is designed to fill. Whether your Equipment Breakdown coverage is attached to a Property policy or Standalone, we work with you and your broker to develop the right solution.

Value-added inspections

We can help you understand your Equipment Breakdown exposures and improve them based on industry best practices. Our in-house risk specialists have extensive experience and deep industry knowledge. Learn more about how we can add value to your business with Risk Assessments and Jurisdictional Inspections.

As industries, businesses and technologies grow and change, so does our appetite. We can also develop solutions for businesses and portfolios across many sectors.

Our risk appetite:

  • Agriculture
  • Construction
  • Government
  • Health services
  • Manufacturing
  • Realty
  • Retail
  • Transport & Warehousing
  • Utilities
  • Wholesale

Advice and tools

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