Your Sovereign claims experience
At Sovereign when you have a claim, we promise to provide an exceptional claims experience. Our experienced claims team will handle your claim efficiently and keep you informed throughout the process. Our goal is to support you to get your business back up and running.

Call 1-833-376-8436 if you require immediate assistance during business hours
SOVCO Life
Please note that Sovereign Insurance no longer administers claims for SOVCO Life – these policies are now managed by Manulife. For inquiries about your policy or to submit a claim, please contact:
Telephone: 1-888-841-6633 (Open Monday to Friday from 8:30 AM to 7:00 PM)
Email: ILC_ASC@manulife.com
Fax: 1-888-533-3330
Mail:
900 – 900 de Maisonneuve Blvd W.
Montreal, QC
Canada
H3A 0A8
Sovereign's claims process
Step 1: Report
Report your claim to your broker
We encourage you to contact your broker, so they can help you report your claim and protect your business from further loss.
If you experience a loss, here are some steps to take:
- Take reasonable measures to protect your property from further damage
- If needed, report the incident to the authorities (e.g. Police, Fire, Ministry of Environment, etc.)
- Document the details of your loss and be sure to include date, time, location, contact information, witness testimonial, etc.
- If relevant, take photos and/or video to help explain the circumstances
And if you need extra help, contact us directly and we can get someone out quickly to assist.