- AM Best A (Excellent) rating
- Wholly owned subsidiary of the Co‑operators General Insurance Company
- 70 years of protecting Canadian businesses
Sovereign is not just a commercial insurer - we partner with you. We advise, educate, and offer comprehensive risk solutions to help build resilient Canadian businesses and strengthen the communities they serve. We have expert knowledge, built over 70 years, in particular industries, categories, and sectors, so we’re skilled at helping our partners navigate through changing risk environments across the country, and through continuous economic, social, and political change. We work dynamically with your broker to deliver a customized solution to meet the unique, new, and emerging risks to your business. From the minute you put your coverage in place, to the day you may have to make a claim, you’ll experience the difference of partnering with Sovereign.
New! Sovereign Secure product suites
Comprehensive, flexible coverages designed for the unique, new, and emerging risks to Canadian businesses.

Sovereign’s product offerings include:
- Comprehensive base wordings with a wide breadth of coverage
- Competitive, industry-oriented, precise language wordings
- Simplified, flexible, and scalable products that are easily customizable
- Digital, interactive modern policies that are organized, clear, and easy to navigate