Access the Blanket Fleet Tool, a resource designed to support brokers when managing blanket basis fleet endorsements.

Broker Tips: Blanket Basis Policies

Wholesale, Warehousing and Transportation

This checklist tracks the periodical mechanical inspections required for your commercial power units and trailers, to help you ensure that critical safety functions have been inspected and managed appropriately. It also keeps a log of the maintenance history of your inspected equipment, so that you can track maintenance/repair trends. To use a digital version of this tool, click the "Download Tool" button above. Once the PDF file is downloaded and opened in Adobe Acrobat Reader, click the "Fill &amp; Sign" button in the right column to start digitally filling the PDF file.

Fleet Preventative Maintenance Checklist

Complete your daily vehicle inspection by referring to the guide below. Keep in mind, all defects must be recorded on the inspection report and reported to the operator immediately. No vehicle should be driven with a major defect.
To download the guide, click the &ldquo;Download Tool&rdquo; button above.

Vehicle Inspection Guide

Automobile

Tools

Hot Topics

Tip Sheet

About us

Diversity and Inclusion

Newsroom

Claims

Contact us

When diversity, equity, and inclusion (DEI) first took hold in the workplace, it often took the form of standalone initiatives: training sessions, task forces, and one-off programs. While these were well-meaning efforts, they weren&rsquo;t enough to drive lasting cultural change on their own.&nbsp;
Organizations that have made DEI central to their leadership are seeing tangible results. In Canadian Underwriter&rsquo;s 2025 DEI Survey, sponsored by Sovereign Insurance, a resounding 90% of brokers cite benefits to workplace DEI initiatives. Mutual respect and a welcoming environment top the list of benefits (70%), followed by fairness and transparency in policies (52%). Nearly half (48%) say DEI initiatives encourage personal growth.&nbsp;
When it starts at the top, DEI isn&rsquo;t about another committee meeting or training session. Leaders who embed DEI create a ripple effect &mdash; strengthening workplace culture and setting the tone for fairness, respect, and accountability.&nbsp;
The survey also found that brokerages with diverse leadership teams are more likely to support DEI across all levels &mdash; and report fewer negative workplace experiences. Brokers cite several key reasons for supporting DEI initiatives: They believe it creates fair opportunities for all (78%), fosters unity and collaboration (56%), and builds authentic representation (49%). Additionally, DEI initiatives are seen as enhancing innovation and problem solving &mdash; ultimately making work easier or better (43%).&nbsp;
Research supports the idea that when leaders prioritize DEI, it encourages &ldquo;a trickle-down effect,&rdquo; fostering an inclusive environment at all levels. For instance, studies show that leadership buy-in is critical for successfully implementing DEI programs and policies. And when employees see that their leaders are genuinely committed to fostering an inclusive workplace, and actively participating in meaningful change, they&rsquo;re more likely to support and engage in DEI practices themselves. This alignment between leadership and organizational values reinforces DEI as a key driver of business success.1
While embedding DEI throughout the organization may seem like an overwhelming task, it doesn&rsquo;t need to be complicated. Leading inclusively isn&rsquo;t about being perfect, it&rsquo;s about showing up authentically and embracing the small steps that can drive meaningful progress. Being vulnerable as a leader helps build a culture of trust and belonging where DEI can thrive. &nbsp;
<h4>Next steps: Embedding DEI across your organization&nbsp;</h4>
Rather than focusing on sweeping changes, start by evaluating how you can create a ripple effect in your brokerage. Here are a few ways to begin.&nbsp;
&bull; &nbsp; &nbsp;Model inclusive behaviour: Leadership sets the tone for workplace culture. According to Catalyst, leaders have the most direct impact on employee experiences, with inclusive leaders accounting for 45% of employees&rsquo; experiences of inclusion.2 By demonstrating inclusive behaviour &mdash; whether it&rsquo;s using respectful language, modelling empathy, promoting inclusive decision-making, or commending inclusive actions from your team &mdash; you can pave the way for others to follow.3&nbsp;
&bull; &nbsp; &nbsp;Listen actively: Inclusion doesn&rsquo;t happen with leaders doing all the talking &ndash; it&rsquo;s about listening, too. Actively listening is &ldquo;a conscious, deliberate effort to fully understand, interpret, and respond to the messages being communicated by others.&rdquo; 4 To become a better listener, try using nonverbal communication, avoid interrupting, ask open-ended questions, and be present in the moment. The benefits are wide-ranging: Active listening can help foster psychological safety, bridge cultural gaps, empower employee voices, and enhance decision-making.4 &nbsp;
&bull; &nbsp; &nbsp;Make space for diverse perspectives: Beyond active listening, it&rsquo;s crucial to actively seek different and diverse perspectives. Whether through meetings, open forums, or anonymous feedback forms, create an environment where diverse perspectives are valued and your employees feel comfortable sharing their ideas without fear of judgment.5 Embracing diversity of thought brings significant benefits, including enhanced creativity and innovation, increased employee engagement and satisfaction, and improved understanding of customers and markets.6&nbsp;
The changes needed for a more inclusive workplace don&rsquo;t have to wait for the next strategy session or budget planning cycle. Small, consistent actions lay the groundwork for lasting cultural shifts. By making DEI a part of your daily actions and interactions, you help build a culture of respect and fairness. The ripple effect starts with you &ndash; watch as it flows outward throughout the whole organization.&nbsp;
Sources &nbsp; 1 Dinasti International Journal of Economics Financing &amp; Accounting, &ldquo;<a href="https://www.researchgate.net/publication/387485780_Workplace_Diversity_and_Inclusion_Strategies_for_Effective_Implementation_and_Benefits_to_Organizational_Culture">Workplace Diversity and Inclusion: Strategies for Effective Implementation and Benefits to Organizational Culture</a>,&rdquo; October 2024&nbsp; 2 Catalyst, &ldquo;<a href="https://www.catalyst.org/insights/2025/leading-with-inclusion" title="" target="">Business leaders shaping the future of inclusion</a>,&rdquo; Feb. 20, 2025 3 Praxis Labs, &ldquo;<a href="https://praxislabs.co/how-to-be-an-inclusive-leader">5 Ways Leaders Can Model Inclusive Behavior</a>&rdquo;&nbsp; 4 Inclusion Geeks, &ldquo;<a href="https://www.inclusiongeeks.com/how-to-practice-active-listening-for-inclusive-team-success/">How to Practice Active Listening for Inclusive Team Success</a>,&rdquo; Sept. 10, 2024&nbsp; 5 Diversity Resources, &ldquo;<a href="https://www.diversityresources.com/building-better-teams-why-diverse-perspectives-drive-success/">Building Better Teams: Why Diverse Perspectives Drive Success</a>&rdquo;&nbsp; 6 Berkshire Associates, &ldquo;<a href="https://www.berkshireassociates.com/blog/diversity-of-thought-viewing-diversity-inclusion-in-expanded-ways-throughout-the-workplace">How to Harness the Power of Diversity of Thought at Work</a>,&rdquo; July 20, 2021, updated Dec. 6, 2023&nbsp;

The DEI ripple effect: How inclusive leadership shapes culture and performance

Purpose And Impact

Business leaders would be hard-pressed to find someone who disagrees that promoting respect and fairness in the workplace is &ldquo;the right thing to do.&rdquo; But for brokerages responding to changing client expectations and workforce shifts, diversity, equity, and inclusion (DEI) goes beyond a moral imperative. It&rsquo;s a business strategy that strengthens their foundation for long-term success.<o:p></o:p>
Brokers taking this approach are already seeing real advantages. In Canadian Underwriter&rsquo;s 2025 DEI Survey, sponsored by Sovereign Insurance, 71% of brokers say DEI initiatives bring economic benefits, especially in employee retention (51%) and productivity (41%). That&rsquo;s followed by increased customer satisfaction (39%) and increased profits and revenue (21%).&nbsp;<o:p></o:p>
Overall, 80% of brokers agree organizations must address diversity to be a successful business. Over half (58%) view DEI as either a fundamental value or strategic imperative within their organization. Meanwhile, very few brokers reject (4%) or disapprove (7%) of DEI, and 31% remain neutral.&nbsp;<o:p></o:p>
Here&rsquo;s a closer look at three key ways embedding DEI as a business strategy can strengthen your brokerage.&nbsp;<o:p></o:p>
Driving better decision making: Insurance is all about managing risk. Making DEI a part of your business strategy enhances risk readiness by encouraging broader thinking and uncovering gaps. When different perspectives are brought to the table, organizations gain a better understanding of their clients and make more well-rounded decisions. As a result, there are fewer blind spots in their recommendations or approach &ndash; ultimately reducing risk.1&nbsp;<o:p></o:p>
Matthew Syed, an author and speaker in the field of high performance, believes diverse thinking drives better team outcomes, such as greater creativity, stronger problem solving, and overall performance. &ldquo;The key is that organisations harness diverse perspectives that are both relevant and synergistic,&rdquo; he writes. &ldquo;Organisations that do this well understand the fundamental link between diverse thinking and performance, and they engineer diverse thinking through their hiring practices, how they run meetings, and by connecting people with diverse ideas and perspectives.&rdquo; 2<o:p></o:p>
Supporting talent retention: Inclusive leadership that fosters a strong DEI culture is essential to retaining talent, especially as organizations face generational workforce shifts. In a recent study by Catalyst, more than three out of four employees (76%) said they&rsquo;re more likely to stay with their employer long term if the organization continues to support DEI. In contrast, 43% said they will quit if those efforts wane. These figures were even higher among specific sub-groups, such as women, Gen Z and millennial employees.3<o:p></o:p>
This focus on retention is especially critical in the insurance industry, which faces a wave of retirements. In the property and casualty sector alone, roughly 8.5% of the workforce is expected to retire within the next few years. That makes investing in the next generation of talent today more important than ever.4<o:p></o:p>
Beyond retention, inclusive leadership also drives stronger team performance. Research from BetterUp found that employees who are part of inclusive teams outperform their peers in less inclusive cultures by 27%. And when managers are inclusive, employees report higher commitment and higher job satisfaction.5<o:p></o:p>
Strengthening client relationships: Clients today expect more than stellar products and services &ndash; they want partners that align with their values. Embedding DEI into your business strategy helps boost your brokerage&rsquo;s credibility and strengthens your relationships with clients. This is especially true in sectors that prioritize social responsibility, as DEI initiatives have become central to fostering trust and loyalty among socially conscious customers.6&nbsp;<o:p></o:p>
Products and services themselves can be approached with a DEI lens, helping to strengthen market relevance. As Sacha Thompson, founder of The Equity Equation writes, &ldquo;DEI drives innovation, particularly when it comes to meeting the needs of diverse customer bases. Products and services that are created by diverse teams tend to be more accessible, culturally relevant, and innovative.&rdquo; 7<o:p></o:p>
Questions to ask<o:p></o:p>
Taking time to reflect on your approach to DEI is essential. Consider these key questions to assess where your brokerage stands and how you can effectively embed DEI as a business strategy.&nbsp;<o:p></o:p>
#1. How diverse and inclusive is your team when making important business decisions? <o:p></o:p>
Broader perspectives help reduce blind spots and improve risk management. Review how your company makes key decisions and invite more diverse voices to the discussion.&nbsp;<o:p></o:p>
#2. Does your leadership and culture support inclusive practices that retain talent?<o:p></o:p>
Inclusive workplaces drive higher employee satisfaction and reduce turnover. Encourage leaders to practise active listening and seek diverse perspectives in a safe environment.&nbsp;<o:p></o:p>
#3. How are you incorporating DEI into client relationships and service delivery?&nbsp; <o:p></o:p>
Aligning with partners&rsquo; and clients&rsquo; values builds trust and ensures your firm meets the needs of a diverse market. Identify ways you can communicate your values and deepen client engagement.&nbsp;<o:p></o:p>
While embedding DEI into your business strategy takes time and resources, the benefits &ndash; smarter decisions, stronger teams, and better client relationships &ndash; are well worth the investment. <o:p></o:p>
&nbsp;<o:p></o:p>
Sources 1 Aquent, &ldquo;<a href="https://aquent.com/blog/why-diversity-is-crucial-for-decision-making-creativity-and-the-success-of-your-teams">Why diversity is crucial for decision making, creativity and the success of your teams</a>,&rdquo; Aquent, Feb. 25, 2025 2 Matthew Syed Consulting, &ldquo;<a href="https://www.matthewsyed.co.uk/diversity-is-vital-to-turbocharge-innovation-and-drive-better-decisions/">Driving diversity is vital to turbocharge innovation and drive better decisions</a>,&rdquo; June 29, 2021 3 Catalyst, &ldquo;<a href="https://www.catalyst.org/insights/2025/risks-of-retreat-report">Risks of retreat: The enduring inclusion imperative</a>,&rdquo; June 11, 2025&nbsp; 4 Canadian Underwriter, &ldquo;<a href="https://canadianunderwriter.ca/news/industry/addressing-a-shortage-of-qualified-commercial-underwriters/">Addressing a shortage of qualified commercial underwriters</a>,&rdquo; Nov. 28, 2023, updated Oct. 30, 2024 5 BetterUp, &ldquo;<a href="https://www.betterup.com/blog/employee-experience">What is employee experience and why does it matter?</a>&rdquo; Sept. 29, 2023 6 ScienceDirect, &ldquo;<a href="https://www.sciencedirect.com/science/article/pii/S0007681325000370">DEI rollbacks: Consequences and considerations for brand managers</a>,&rdquo; Feb. 13, 2025&nbsp; 7 Medium, &ldquo;<a href="https://theequityequation.medium.com/the-global-relevance-of-dei-how-companies-are-missing-key-opportunities-by-defunding-their-efforts-4cd17071a73b">The Global Relevance of DEI: How Companies Are Missing Key Opportunities by Defunding Their Efforts</a>,&rdquo; Sept. 24, 2024 <o:p></o:p>

Broker Tips: Blanket Basis Policies

Broker Tips: Blanket Basis Policies

You may also like